Calculate. Plan. Grow.
India's most accurate suite of mutual fund calculators â SIP, XIRR, CAGR, Step-up SIP, and Lumpsum vs SIP. All free, all instant.
All Calculators
Instant, accurate results. No login, no ads, no BS.
Calculate the future value of your monthly SIP investments with year-by-year breakdown.
Compare how the same capital grows differently when invested as a lumpsum vs monthly SIP.
Model the power of increasing your SIP amount annually to match your income growth.
Calculate true annualised return on irregular investments across multiple dates.
Find the Compound Annual Growth Rate between any two investment values.
The Case for Systematic Investing
Rupee Cost Averaging
SIP automatically buys more units when markets are low and fewer when markets are high â eliminating the need to time the market.
Power of Compounding
Returns compound on returns. Starting âš5,000/month at 25 instead of 35 can mean the difference of âš3 crore at retirement.
Investing Discipline
Automated monthly investments remove emotion from the equation. You stay invested through market cycles without making impulsive decisions.
Start Small
You can start a SIP with as little as âš500/month. There is no perfect amount â starting small and increasing regularly is the ideal strategy.
From the Blog
Understand the concepts behind your investments.
A complete beginner's guide to Systematic Investment Plans â what they are, why they work, and how to start.
Analysing real market data to settle the age-old debate: is it better to invest via SIP or put in a lumpsum?
Mutual fund statements show XIRR, not CAGR. Here is exactly what each means and when to use which.
Einstein called it the eighth wonder of the world. Discover how compounding turns small monthly amounts into crores.
â ī¸ SIPCalc Pro is for educational purposes only. Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. Please read all scheme-related documents carefully before investing.